Here’s a story about Maggie
- Maggie is an 83-old Grandmother in NY
- Holds a 2.5 MM Life Insurance Policy with ING
- Facing a sudden $35K annual premium she cannot afford
- Will only receive 20% of policy value upon surrender
Prosperity Life Fund has a better solution.
We provide improved financial outcomes for Seniors who can no longer afford their Life Insurance policy.
Life Settlements: How It Works
Maggie Sells either:
- Entire policy
- A Portion of Policy
Prosperity Purchases Policy, Pays Premiums, & Receives Benefit
Investor Receives Double-Digit Return
Maggie’s Success with Prosperity
With Life Insurance Co.
- Receives Minimum Surrender Value
- Only Receives 20% of Policy Benefit
With Prosperity Life Fund
- Receives $275,000 More For Policy
- Receives 55% Increase over Insurance Co.
Untapped Market Opportunity
$112 Billion
of senior-owned life insurance policies are surrendered to Insurance Co. every year
90% of Seniors
whose policies are surrendered would have considered selling their policy if they knew how (LISA)
Investor Opportunity
Our Advantage
- Double Digit Returns, Without the Traditional Market Risk
- Selectively target A-rated Policies [Past Contestability Period]
- Utilizes Prosperity Analytics + 3rd party Actuarial Data
- Portfolio of Policies Provides Market Hedge for Investors